Transaction charges may apply to the V Bank App. Below are the different transaction types and their charges.
| TRANSACTION TYPE | TRANSACTION CHARGE |
| COT | NGN0.00 (FREE) |
| Account Maintenance Fee | NGN0.00 (FREE) |
| SMS Notifications | NGN0.00 (FREE) |
| Email Notifications | NGN0.00 (FREE) |
| Mobile Top-up (airtime and data) | NGN0.00 (FREE) |
| Funds Transfer - Self | NGN0.00 (FREE) |
| Funds Transfer - To another V Bank account | NGN0.00 (FREE) |
| Funds Transfer - To other bank accounts | NGN0.00 (FREE) |
| Cardless Cash Withdrawal | NGN100.00 |
| Bill Payment (charge per bill payment) | NGN100 (VAT Exclusive) |
| USSD (Telco charges) | NGN 6.98 |