Just like with the mobile app, the "ATM cardless" withdrawal feature is available for withdrawal purposes on V Chat channels pending when you request for a debit card via the mobile app.


To start using the V Chat channel (WhatsApp banking platform), please click the link below: https://wa.me/2348091111463 or send a direct WhatsApp message to 08091111463 and simply send “Hi” or “Hello”


Type the corresponding number to select the desired options available or required to generate the paycode combination to be used at the ATM to complete the cash withdrawal.