V Chat Bank is designed to match and keep up with the present-day lifestyle of customers while ensuring convenient banking and it also seeks to build better customer engagement by providing more immediate and responsive support.


It is as simple and easy as chatting with a contact on WhatsApp. In fact, transactions can be carried out in less than 3 mins.


V Chat Bank allows users to bank on the go. Simple, easy, fast banking from wherever you find comfort. It is banking while having a conversation.


All service requests are treated immediately, and the chat bank is expected to be at the service of the customer 24/7.


With the V Chat Bank, the following actions can be performed:



  • Login

  • Open Account

  • Balance

  • Airtime

  • Data

  • Transfer

  • Bill Payment

  • ATM Cardless

  • Recurring Savings

  • Add Photo

  • Add ID

  • Ask a Question

  • Statement



  1. Mini Statement

  2. Email Statement


To start a conversation on WhatsApp, click the link https://wa.me/2348091111463 and simply send “Hi” or “Hello”